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Julia M Richardson
(714) 828-2436
7545 Katella Ave Apt 68
Stanton, CA 90680


To obtain a career position that allows me to utilize my experience and educational background while providing opportunities for advancement. Possess substantial Consumer Credit background with overall understanding of loan officer, loan processor, DMV and insurance specialist. Computer literacy skills include Windows, DOS, Excel and Word.


University of Maryland - 1986, 87 Physics and Math Studies
North Senior High School - WI. GPA 3.7

Work Experience

Loan Officer, Rockwell Federal Credit Union
June 1993 - Present

Assist and serve members with their lending needs, keeping within policy and Regulations B & Z.
Take loan applications over the phone, making quick, but sound decisions.
Convey decision to members in a professional and friendly way.
Dispurse all accurate loan documentation to member.

Customer Service Representive, Robinson's May Credit Dept.
Nov 1992 - June 1993

Input applications into the automated response computer system.
Assisted customers with transaction, account balance information and billing problems.
Monitored accounts for credit fraud.

Supervisor, McDonnell Douglas Aircraft
June 1988 - May 1992

Responsible for assuring quality of final product by providing support functions.
Coaching continous improvement practices and facilitating team problem solving efforts.
Possessed full knowledge of MD Business System and Assembly Management and Tracking System.